BSB Number: 733-007 BML Bank of Melbourne a division of Westpac Banking Corp

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Australia does not currently use IBAN codes for international transfers, as adopting them would require significant changes to banking databases and systems. A banking institution needs its own BSB code (or an intermediary code) to access cheque clearance systems. The first digit differentiates account types (e.g., 0 for trading, 7 for savings), while the second digit is shared. Some large financial institutions may have two BSB codes per branch — one for trading/cheque accounts and one for savings accounts. The first two digits identify the banking institution, and the remaining four identify the specific branch.

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